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From educating first time homebuyers, to working with experienced real estate investors and collaborating with developers, I’ve yet to experience two identical days or meet with two matching clients. However, the goal is always to get to the closing table with minimal surprises and as little stress as possible. Sharing that common ideal is one of the many things that make our team so great!

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Dan and his team were a pleasure to work with. They were very responsive, proactive, knowledgeable, and friendly. I had an excellent experience with them and highly recommend them! Kathryn E Home Buyer
AmeriFirst was great. The whole team was wonderful. All the stress that this process has. Is down because you know that they have this handled. They never seemed to get frustrated when I asked questions over and over. That was huge for me. I would recommend them 100%. Jarod Schutt Home Buyer
Dan was nothing short of accommodating from the beginning of the process. His knowledge and guidance made it easy for me and my wife to understand each step of the loan process, and essentially make it worry free. His team is made up of professionals that all bwliebe in their mission ... READ MORE Hondo L Lewis Sales Director, International
Dan, Catherine, and RyAnn are THE best. We came to them with a very tight timeline, and they made it all happen without a hitch. They helped us with the purchase of our first home, and what I expected to be a stressful experience was easy as could be. And they got us an amazing loan, ... READ MORE Katie Porter Product Designer
The process from beginning to end was seamless. It took us longer to get the required documents together that were requested, then it took AmeriFirst to pre-qualify us and get us a pre approval letter. In this extremely fast market Catherine, RyAnn, & Dan helped us close in a very ... READ MORE Felipe Cordova Branch Manager
Dan and his team preformed miracles for us. They were able to get our loan approved and closed in the fastest timeline I've ever seen. Without a doubt this was a smooth and great experience. I couldn't' recommend his team more. Steven Pesavento CEO & President
Dan and his team made buying a home easy. His team was proactive, supportive, and great to work with. I highly recommend Dan and his team. -- John John Marrinucci VP and GM
Dan and his team are the best. I have done a lot of deals with Dan and I always know they will get it done. Could not think of anyone I trust more. Josh Fiester Home Buyer
Worked very hard in putting my loan together Anonymous
Dan and his team are amazing! I've gone through other lenders in the past and there is no comparison. I recently purchased a second property through them and not only was the process easy but they were able to close my loan in 2 weeks. This is a big selling point when home owners ... READ MORE Camie Guerrero Sr Production Engineer
Dan Brown is one of the best mortgage brokers I have worked with and I have been in the business for 17 years. Not only is he an all around great guy, he communicates well and is on top of making sure your loan is approved in a timely manner. His rates and fees were competitive, his ... READ MORE Stacy Neir Broker at Kentwood City Properties
Dan Brown, and his associates, were the best lenders i’ve ever encountered. They were always open and honest, extremely responsive to even the most mundane questions, and were never pushy. Robert Koegler
Dan was knowledgable and efficient in both helping me obtain and execute my loan. I will return to him for my next purchase no questions asked. Tyler niemack DPT
Dan and his team were great to work with in securing a loan for my family to buy a new home recently. I highly recommend Dan. I had a prior foreclosure on an investment property several years ago and securing a loan was difficult to near impossible. Dan was able learn unbeknownst to ... READ MORE Greg Still
Dan, RyAnn and the whole team are fantastic. My loan was complicated and the Spire team at AFI handled it quickly, smoothly and without any stress. When I need personal financial advise or assistance in financing a home, Dan is my first and only call. Turner Williams
Dan and his team went above and beyond to make sure our loan process was a smooth as possible. He was able to put together a loan that other lenders scoffed quality service and top quality character. Boomer Potter Director of US Operations
Dan definitely has his finger on the pulse of the mortgage market and recommends appropriate products. He was able to get our jumbo loan done in record time to meet a tight closing date. Dan is great to work with - he has done a few loans for me and I would use him again. Diane Eckermann
Dan and RyAnn took care of everything for my first mortgage and my refinance this year. The process was extremely efficient and everything was completed promptly. As a new home owner they walked me through the process and answered all my questions. I would suggest them to anyone ... READ MORE James Fallt Chemical Engineer
Working with Dan and team was a dream! One of the best home buying experiences I have ever had; professional, courteous, responsive and client-focused. I highly recommend the AmeriFirst Financial Team. Stacie Tursi SVP, Affiliate Partnerships
Dan and his team were so incredibly helpful in our home buying process. Not only were we thrilled with their performance, but the both the seller's agent and our agent commended them on their prompt and thorough execution. We will absolutely use Dan and his team again...and be ... READ MORE Jenny Murphy Interior Designer
When dealing with the world of lending you want experience and knowledge....Dan Brown is your guy. A pro through and through, Dan is able to navigate all the potential pitfalls of a tough deal and make things happen. Dan's prompt in responding and consistently goes that extra mile ... READ MORE Liz Richards Liz Richards broker associate
Dan is a rockstar! We used him for our first mortgage in 2010 and it wasn't an easy job. As a self-employed athlete with a fluctuating income, my situation scared the other brokers and lenders away, not Dan. He took the challenge, secured the loan and closed on time! We've ... READ MORE Timothy ODonnell Professional Athlete
Dan and his team made the process of my buying a home pretty effortless. They were on top of all the paperwork and the communication was very thorough and concise. I'll definitely use them again. Mike Winston Chef
I really enjoyed working with Dan. He and his entire team are responsive, knowledgeable, and thorough! They made the refinancing process easy! I'd work with him again anytime! Brian Hoffmeyer GVP of Marketing Strategies
Dan and his team was amazingly helpful, kind, easy to work with, and informative during the whole process beginning to end. Can't say enough, and I plan to use them time and time again! Jacob S Gardner Brewer
Dan helped me out with my mortgage when my property was already under contract and my other bank fell through two weeks into the purchase. Dan has a make it happen attitude, and he and his crew worked incredibly fast so that I was able to make my contract deadlines with no trouble. ... READ MORE Jordy Call Jordy Call Pilot
I have worked with Dan on multiple loans and referred him to many of Buyers. He is very helpful with explaining different loan scenarios to his clients and helping them to understand all their options. He has a fabulous team around him that stays on top of everything through the loan ... READ MORE Deviree Vallejo real estate agent
Dan Brown was one of the easiest person's that I have had the pleasure of working with. He was prompt in his responses to my queries. He stayed on top of our refinance and let us know when to expect results. Hank Vanderryst Henry Vanderryst
I have used Dan for all of my loans over the past 10 years and referred several friends to him as well. He's honest, gives great perspective, and ensures that you have the best advise and deal possible. Highly recommend! C Pierce Sr Manager, National Accts

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